Terms & Conditions

These Terms & Conditions (“Terms”) govern your use of the Mother & Son Insurance website, client portal, and services. By using our website, portal, or services, you agree to these Terms.

Our Services

Mother & Son Insurance is a licensed insurance agency. We help individuals and families shop for, apply for, and manage health, life, and supplemental insurance coverage. We do not guarantee approval, pricing, or availability of any specific plan — those are determined by the insurance carrier.

Your Client Portal Account

If we create a portal account for you, you are responsible for keeping your login credentials secure and for the accuracy of the information you provide. Information you submit is used to quote and apply for coverage on your behalf, as described in our Privacy Policy.

SMS Terms

By checking the SMS consent box during intake, you agree to receive text messages from Mother & Son Insurance at the phone number you provide, including appointment reminders and account updates from your assigned agent. Message and data rates may apply. Message frequency varies based on your account activity. You can opt out at any time by replying STOP, or reply HELP for assistance. Consent to receive texts is not required to purchase any insurance product or service from us.

No Guarantee of Coverage

Submitting a quote request or application through our site or portal does not guarantee coverage. Enrollment, eligibility, and pricing are subject to the insurance carrier’s and, where applicable, the health insurance marketplace’s review and approval.

Acceptable Use

You agree not to use our website or portal to:

• Provide false or misleading information on a quote or application.
• Attempt to access another person’s account or data.
• Interfere with or disrupt the operation of our website, portal, or services.

Limitation of Liability

Our website and portal are provided “as is.” To the extent permitted by law, Mother & Son Insurance is not liable for indirect, incidental, or consequential damages arising from your use of our website, portal, or services.

Changes to These Terms

We may update these Terms from time to time. Continued use of our website, portal, or services after a change means you accept the updated Terms.

Contact Us

Questions about these Terms? Reach us at 407-870-3125 or through our Contact page.